Updated May 2026 · BLS OEWS 2025
Financial Analyst Salary in San Diego, CA
Finance · SOC 13-2051 · COL Index 160.2
Financial Analysts in San Diego, CA earn a median salary of $106,040 as of 2025, with a 10th-to-90th percentile range of $66,830 to $173,670. The mean is $115,170 across approximately 3,830 workers. Adjusted for San Diego, CA's cost-of-living index of 160.2, the median equates to $66,192 of purchasing power in an average-cost U.S. metro.
Financial Analyst in San Diego, CA pays modestly above the national median: $106,040 versus $97,381 nationally, roughly 9% above.
Cost-of-living in San Diego, CA runs at index 160.2 — well above the national 100 baseline. Adjusted for cost-of-living, the $106,040 median translates to roughly $66,192 in national-baseline dollars, a useful framing for relocation decisions. Wage distribution at the 25th, 50th, 75th, and 90th percentiles: $82,514, $106,040, $139,855, $173,670. 3,830 Financial Analyst workers are documented in San Diego, CA per the BLS OEWS survey. The percentile spread is the most useful framing — entry-level pay clusters near p25, mid-career near p50, senior-level near p75-p90.
Salary Distribution
Percentile Breakdown
| Percentile | Salary | COL-Adjusted |
|---|---|---|
| 10th Percentile (Entry Level) | $66,830 | $41,717 |
| 25th Percentile | $82,514 | $51,507 |
| 50th Percentile (Median) | $106,040 | $66,192 |
| 75th Percentile | $139,855 | $87,300 |
| 90th Percentile (Top Earners) | $173,670 | $108,408 |
What These Numbers Tell You
The spread between the 10th and 90th percentile for Financial Analysts in San Diego, CA is unusually wide — top earners take home roughly 2.6× what the bottom decile earns. That signals a long career ladder: substantial pay gains accrue with seniority, specialization, and movement to larger employers. Workers entering this role should expect to start near the 25th percentile and target the median by year three to five.
San Diego, CA's cost-of-living index of 160.2 means $106,040 here has the same purchasing power as $66,192 in an average-cost U.S. metro. Housing dominates the gap; in markets at this level, mortgage or rent typically consumes 35–45% of pre-tax pay even at the median, which is why nominal salary numbers materially overstate take-home value.
San Diego, CA ranks #11 of 70 BLS-tracked metros for Financial Analyst pay — in the top quartile nationally (top 16%). Markets in this band tend to be major regional employer hubs even when they are not the absolute highest-cost cities.
How to Use This in Negotiation
The classic negotiation move is to anchor your ask on the 75th percentile of the BLS band — $139,855 for Financial Analysts in San Diego, CA — when you have meaningful experience, then bring evidence (years on the job, scope of past work, relevant certifications, comparable offers) to justify why you sit at that point in the distribution. Anchoring on the median when you have 5+ years of experience leaves money on the table; anchoring on the 90th percentile ($173,670) without strong evidence undercuts credibility.
For new entrants, the 25th-to-50th percentile band ($82,514–$106,040) is the realistic target. For mid-career workers, the median-to-75th band ($106,040–$139,855) is the right anchor. Senior specialists and managers should be benchmarking against the 75th-to-90th band ($139,855–$173,670).
For specific scripts and a full negotiation framework, see the data-driven salary negotiation guide. To benchmark your current pay, the salary percentile calculator places any number into the BLS distribution for this role and metro.
How This Salary Is Calculated
Wage figures come from the U.S. Bureau of Labor Statistics' Occupational Employment and Wage Statistics (OEWS) program — a federal survey of about 1.2 million U.S. establishments, published once per year by Metropolitan Statistical Area (MSA) and Standard Occupational Classification (SOC) code. The San Diego, CA percentile bands above (10th, 25th, 50th, 75th, 90th) and the mean are pulled directly from the BLS data file for SOC code 13-2051 in this MSA. The COL-adjusted figure rebases salary to a U.S. national average COL of 100, using a composite index derived from public housing, food, and transportation data. Read the full methodology for details.
Frequently Asked Questions
What is the average Financial Analyst salary in San Diego, CA?
Financial Analysts in San Diego, CA earn a median salary of $106,040 as of 2025, based on Bureau of Labor Statistics OEWS data. The mean (employment-weighted average) is $115,170 across roughly 3,830 workers in this metro.
What is the salary range for Financial Analysts in San Diego, CA?
Pay ranges from $66,830 at the 10th percentile to $173,670 at the 90th percentile — a $106,840 spread. The 25th-to-75th percentile band ($82,514 to $139,855) is the typical anchor for salary negotiation.
Is $106,040 a good Financial Analyst salary in San Diego, CA?
$106,040 is the BLS median — half of Financial Analysts in San Diego, CA earn more, half earn less. Whether it is "good" depends on your experience: new entrants typically land near the 25th percentile ($82,514), mid-career workers near the median, and senior specialists near or above the 75th percentile ($139,855). Cost-of-living-adjusted to a national average baseline, the median equates to $66,192.
How does Financial Analyst pay in San Diego, CA compare to other metros?
San Diego, CA ranks #11 of 70 BLS-tracked metros for Financial Analyst median pay. It sits in the top quartile of U.S. metros for this role.
Where does this Financial Analyst salary data come from?
Every wage figure comes from the U.S. Bureau of Labor Statistics' Occupational Employment and Wage Statistics (OEWS) program at bls.gov/oes — public domain federal data covering 1.2 million U.S. employers. The same data feeds the U.S. Department of Labor's prevailing wage system used for H-1B and federal contracting wage determinations.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, San Diego, CA MSA, SOC 13-2051, 2025 release. Public domain. See bls.gov/oes. Cite as: "SalaryTruth, BLS OEWS 2025."
Last refreshed 2026-05-21 · 3,830 Financial Analysts tracked in San Diego, CA.