Updated May 2026 · BLS OEWS 2025
Personal Financial Advisor Salary in Tucson, AZ
Finance · SOC 13-2052 · COL Index 95.4
Personal Financial Advisors in Tucson, AZ earn a median salary of $58,450 as of 2025, with a 10th-to-90th percentile range of $41,700 to $166,060. The mean is $86,850 across approximately 680 workers. Adjusted for Tucson, AZ's cost-of-living index of 95.4, the median equates to $61,268 of purchasing power in an average-cost U.S. metro.
Personal Financial Advisor in Tucson, AZ pays below the national median: $58,450 locally versus $102,203. The discount usually reflects either lower cost-of-living, smaller local industry concentration, or weaker labor demand.
Cost-of-living in Tucson, AZ sits near the national baseline (index 95.4), so the unadjusted $58,450 median is reasonably comparable to wages in other near-baseline cities. Wage distribution at the 25th, 50th, 75th, and 90th percentiles: $48,400, $58,450, $112,255, $166,060. 680 Personal Financial Advisor workers are documented in Tucson, AZ per the BLS OEWS survey. The percentile spread is the most useful framing — entry-level pay clusters near p25, mid-career near p50, senior-level near p75-p90.
Salary Distribution
Percentile Breakdown
| Percentile | Salary | COL-Adjusted |
|---|---|---|
| 10th Percentile (Entry Level) | $41,700 | $43,711 |
| 25th Percentile | $48,400 | $50,734 |
| 50th Percentile (Median) | $58,450 | $61,268 |
| 75th Percentile | $112,255 | $117,668 |
| 90th Percentile (Top Earners) | $166,060 | $174,067 |
What These Numbers Tell You
The spread between the 10th and 90th percentile for Personal Financial Advisors in Tucson, AZ is unusually wide — top earners take home roughly 4.0× what the bottom decile earns. That signals a long career ladder: substantial pay gains accrue with seniority, specialization, and movement to larger employers. Workers entering this role should expect to start near the 25th percentile and target the median by year three to five.
Tucson, AZ's cost-of-living index of 95.4 sits close to the U.S. average — $58,450 here has roughly the same purchasing power as the same salary in the typical U.S. metro. That makes this market a clean baseline for comparing offers across cities.
Tucson, AZ ranks #68 of 68 BLS-tracked metros for Personal Financial Advisor pay — in the lower half nationally (100th percentile). Lower nominal pay here is often offset by a lower cost of living; check the COL-adjusted figure on this page for an apples-to-apples comparison.
How to Use This in Negotiation
The classic negotiation move is to anchor your ask on the 75th percentile of the BLS band — $112,255 for Personal Financial Advisors in Tucson, AZ — when you have meaningful experience, then bring evidence (years on the job, scope of past work, relevant certifications, comparable offers) to justify why you sit at that point in the distribution. Anchoring on the median when you have 5+ years of experience leaves money on the table; anchoring on the 90th percentile ($166,060) without strong evidence undercuts credibility.
For new entrants, the 25th-to-50th percentile band ($48,400–$58,450) is the realistic target. For mid-career workers, the median-to-75th band ($58,450–$112,255) is the right anchor. Senior specialists and managers should be benchmarking against the 75th-to-90th band ($112,255–$166,060).
For specific scripts and a full negotiation framework, see the data-driven salary negotiation guide. To benchmark your current pay, the salary percentile calculator places any number into the BLS distribution for this role and metro.
How This Salary Is Calculated
Wage figures come from the U.S. Bureau of Labor Statistics' Occupational Employment and Wage Statistics (OEWS) program — a federal survey of about 1.2 million U.S. establishments, published once per year by Metropolitan Statistical Area (MSA) and Standard Occupational Classification (SOC) code. The Tucson, AZ percentile bands above (10th, 25th, 50th, 75th, 90th) and the mean are pulled directly from the BLS data file for SOC code 13-2052 in this MSA. The COL-adjusted figure rebases salary to a U.S. national average COL of 100, using a composite index derived from public housing, food, and transportation data. Read the full methodology for details.
Frequently Asked Questions
What is the average Personal Financial Advisor salary in Tucson, AZ?
Personal Financial Advisors in Tucson, AZ earn a median salary of $58,450 as of 2025, based on Bureau of Labor Statistics OEWS data. The mean (employment-weighted average) is $86,850 across roughly 680 workers in this metro.
What is the salary range for Personal Financial Advisors in Tucson, AZ?
Pay ranges from $41,700 at the 10th percentile to $166,060 at the 90th percentile — a $124,360 spread. The 25th-to-75th percentile band ($48,400 to $112,255) is the typical anchor for salary negotiation.
Is $58,450 a good Personal Financial Advisor salary in Tucson, AZ?
$58,450 is the BLS median — half of Personal Financial Advisors in Tucson, AZ earn more, half earn less. Whether it is "good" depends on your experience: new entrants typically land near the 25th percentile ($48,400), mid-career workers near the median, and senior specialists near or above the 75th percentile ($112,255). Cost-of-living-adjusted to a national average baseline, the median equates to $61,268.
How does Personal Financial Advisor pay in Tucson, AZ compare to other metros?
Tucson, AZ ranks #68 of 68 BLS-tracked metros for Personal Financial Advisor median pay. Nominal pay is in the lower half of U.S. metros, though the cost of living usually offsets at least part of that gap.
Where does this Personal Financial Advisor salary data come from?
Every wage figure comes from the U.S. Bureau of Labor Statistics' Occupational Employment and Wage Statistics (OEWS) program at bls.gov/oes — public domain federal data covering 1.2 million U.S. employers. The same data feeds the U.S. Department of Labor's prevailing wage system used for H-1B and federal contracting wage determinations.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, Tucson, AZ MSA, SOC 13-2052, 2025 release. Public domain. See bls.gov/oes. Cite as: "SalaryTruth, BLS OEWS 2025."
Last refreshed 2026-05-21 · 680 Personal Financial Advisors tracked in Tucson, AZ.