Updated May 2026 · BLS OEWS 2024 reference period
Top 10% Personal Financial Advisor Salary (2026)
The top 10% of personal financial advisors earn $300,443 or more per year as of 2026, based on the 90th percentile of Bureau of Labor Statistics OEWS wage data — the threshold at which only 10% of workers in this occupation earn more. Across U.S. metros, the 90th percentile ranges from $164,225 (lowest-paying metro) to $455,666 (highest-paying metro).
90th percentile across U.S. metros, employment-weighted
What This Pay Level Means
The 90th percentile is the BLS-published wage below which 90% of workers in this occupation earn — i.e., the wage above which only the top 10% earn. Workers in this band are typically principals, directors, senior managers, or highly-specialized individual contributors at top-paying employers. Reaching this band usually requires 15+ years of experience plus deep specialization, or a move to a top-paying metro.
Most senior and management personal financial advisors earn at the 75th-to-90th percentile band. The median (50th percentile) is the right anchor for typical workers; the 75th percentile fits experienced specialists. See "Senior personal financial advisor salary" for the 75th-percentile band.
Top-Paying Metros at This Level
| Metro | Top Pay |
|---|---|
| New York, NY | $455,666 |
| Raleigh, NC | $364,300 |
| Miami, FL | $353,927 |
| Philadelphia, PA | $334,928 |
| Atlanta, GA | $332,103 |
What the Numbers Tell You
Geographic pay spread for Personal Financial Advisors is unusually wide — top metros pay roughly 2.2× what the lowest-paying metros pay, a $90,230 gap. Most of that variation tracks cost of living, regional industry concentration, and the depth of senior workers in each market.
Roughly 140,260 Personal Financial Advisors are employed across the metros tracked here — a sizable mid-tier occupation with reliable percentile data.
Other Pay Levels for Personal Financial Advisors
Each percentile band targets a distinct experience level — see the dedicated page for your career stage:
- Entry-level personal financial advisor salary →
- Junior personal financial advisor salary →
- How much do personal financial advisors make →
- Senior personal financial advisor salary →
How This Salary Is Calculated
Wages come from the U.S. Bureau of Labor Statistics' Occupational Employment and Wage Statistics (OEWS) program — an annual survey of about 1.2 million U.S. establishments published by Standard Occupational Classification (SOC) code and Metropolitan Statistical Area. The figure on this page is employment-weighted across 24 BLS-tracked metros for SOC code 13-2052. The mapping from BLS percentiles to experience bands (entry / junior / mid / senior / top 10%) follows the convention used by the U.S. Department of Labor's prevailing wage system. See full methodology.
Frequently Asked Questions
Top 10% Personal Financial Advisor Salary (2026)?
The top 10% of personal financial advisors earn $300,443 or more per year as of 2026, based on the 90th percentile of Bureau of Labor Statistics OEWS wage data — the threshold at which only 10% of workers in this occupation earn more. Across U.S. metros, the 90th percentile ranges from $164,225 (lowest-paying metro) to $455,666 (highest-paying metro).
How does this percentile compare to the median?
Personal Financial Advisors have a national median (50th percentile) of $106,753. The 90th percentile shown on this page ($300,443) is 181% above the median — typical for this experience band.
Where do personal financial advisors at this level earn the most?
New York, NY pays the highest at this percentile band — $455,666. Lowest-paying tracked metro: Austin, TX at $164,225.
What years of experience does this percentile represent?
The 90th percentile is the BLS-published wage below which 90% of workers in this occupation earn — i.e., the wage above which only the top 10% earn. Workers in this band are typically principals, directors, senior managers, or highly-specialized individual contributors at top-paying employers. Reaching this band usually requires 15+ years of experience plus deep specialization, or a move to a top-paying metro.
Where does this personal financial advisor salary data come from?
Every wage figure comes from the U.S. Bureau of Labor Statistics' Occupational Employment and Wage Statistics (OEWS) program at bls.gov/oes — an annual federal survey of more than 1 million U.S. employers. The percentile figure on this page is employment-weighted across BLS-tracked metros.
The top 10% of personal financial advisors earn $300,443 or more per year as of 2026, based on the 90th percentile of Bureau of Labor Statistics OEWS wage data — the threshold at which only 10% of workers in this occupation earn more. Across U.S. metros, the 90th percentile ranges from $164,225 (lowest-paying metro) to $455,666 (highest-paying metro).